Regular annual fee SEK 225. Credit interest rate currently 16.24% (February 2026), variable. For a utilized credit of SEK 20,000, the effective interest rate is 16.27% when paying by e-invoice and the total amount to be paid is SEK 21,648 when paying by e-invoice.
The amount is calculated based on an example where the credit is repaid in 12 months (average installment amount SEK 1,804 when paying by e-invoice) and that 39 interest-free days are utilized and that the credit is utilized without a fee for cash withdrawals.